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Is LTV the same as equity?

LTV is NOT the same as equity

- The LTV or Loan-To-Value of a property is the ratio of the Loan Value and the Assessed Value at the time of purchase. 

Loan Value / Assessed Value = LTV

- Equity is the difference in dollars between the value of your property and the total amount owed on outstanding loans.

Home Value - Loans = Equity

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  1. Josh Tobias

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